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Houle & Godin Assurances

Farm insurance

Up to 20% in savings on your farm insurance when you work with an independent broker.

  • Free quote
  • No obligation
  • Multiple insurers compared

Farming is far more than a job: it's an investment, a way of life and often a family business built over several generations. Since every operation is unique, our role is to understand your business in order to find coverage tailored to you among our many partner insurers, everywhere in Quebec.

Productions covered
  • Dairy
  • Cattle
  • Hog
  • Poultry
  • Sheep
  • Goat
  • Sugar bush
  • Market garden
  • Grain
  • Fruit
  • Vineyard
  • Orchard
  • Greenhouses
  • Nursery
  • Beekeeping
  • Aquaculture
  • Cannabis & hemp
Talk to a farm broker
Productions

Which farms can we insure?

Every production carries its own risks. That's why we work with several specialized insurers to find coverage tailored to your line of business.

Dairy farm

Dairy producers invest significant sums in their buildings, milking equipment, tanks, machinery and herd. Suitable coverage protects all the assets essential to keeping operations running.

Cattle farm

Breeding, feedlot or beef production herd: your business faces various risks tied to buildings, equipment, fencing and animals.

Hog farm

Specialized buildings, feeding systems, ventilation, automated equipment and livestock facilities are major investments that deserve proper protection.

Poultry farm

Chicken, turkey or egg producers: protect your buildings, equipment, heating systems and production facilities.

Sheep farm

Sheep operations have particular needs depending on their production, size and farm buildings.

Goat farm

Dairy or meat goat producers: protect your buildings, equipment and farming activities.

Sugar bush

Artisanal or commercial: sugar shack, evaporator, tubing network, pumps, equipment, buildings and inventory can be insured.

Market garden

Vegetable growers face several risks tied to buildings, greenhouses, warehouses, cold rooms, equipment and machinery.

Grain production

Corn, soybean, wheat, barley, oats: these businesses often own substantial machinery and storage facilities that deserve tailored protection.

Fruit farm

Apples, blueberries, strawberries, raspberries, cherries or pears: we help you find insurance tailored to your activities.

Vineyard

Vineyards represent considerable investments in buildings, equipment, machinery and processing facilities.

Orchard

Commercial orchards have particular realities, notably regarding their buildings, equipment and seasonal activities.

Greenhouses

Flower, vegetable or ornamental plant greenhouses: specific protection for your facilities and specialized equipment.

Nursery

Tree, shrub or plant producers: protect your buildings, equipment, inventory and activities.

Beekeeping

Honey producers can insure their buildings, production equipment and farm facilities.

Aquaculture

Businesses specialized in raising fish or other aquatic species may require tailored protection.

Industrial cannabis & hemp

Depending on the nature of the activities and insurer criteria, certain specialized agricultural businesses may qualify for tailored coverage.

Coverage · 6 core areas

What can farm insurance cover?

Every policy is different, but several protections can be offered depending on your needs.

  1. 01

    Farm buildings

    Your buildings often represent the greatest value in your business.

    • +barns
    • +cow barns
    • +hog barns
    • +hen houses
    • +greenhouses
    • +sugar shacks
    • +farm garages
    • +sheds
    • +mechanical workshops
    • +silos
    • +warehouses
    • +livestock buildings
    • +storage buildings
  2. 02

    Farm machinery

    Your machinery is essential to running your operation smoothly.

    • +tractors
    • +combine harvesters
    • +forage harvesters
    • +hay balers
    • +planters
    • +seeders
    • +sprayers
    • +spreaders
    • +loaders
    • +farm excavators
    • +trailers
    • +forklifts
    • +blowers
    • +specialized equipment
  3. 03

    Farm equipment

    Several other pieces of equipment can also be protected.

    • +milking systems
    • +generators
    • +irrigation systems
    • +conveyors
    • +grain dryers
    • +tanks
    • +cold rooms
    • +electrical equipment
    • +ventilation systems
    • +automated systems
  4. 04

    Livestock

    Depending on the type of operation and the protections available, it is possible to insure certain farm animals.

  5. 05

    Crops and inventory

    Depending on the protections offered by the insurer, certain inventory, crops, animal feed and farm products may also be covered.

  6. 06

    Farm liability

    Even with every possible precaution, an accident can happen. This coverage protects your business if it is held liable for bodily injury or property damage caused to a third party during your activities.

Available protections vary from one insurer to another. A broker analyzes your operation to build coverage truly tailored to your assets and activities.

Specialized broker

Why choose a specialized broker?

The farm insurance market is very different from home or auto insurance. Each insurer has its own criteria:

  • +types of production accepted
  • +maximum building value
  • +type of livestock
  • +age of buildings
  • +electrical and heating systems
  • +farm revenue
  • +processing activities
  • +on-farm direct sales
  • +pick-your-own
  • +employees
  • +specialized machinery

Our job is to analyze your business in order to find a tailored solution across several markets.

Our commitment

Why Houle & Godin Assurances

  • Comparison across several insurers
  • Personalized service
  • Full analysis of your business
  • Advice tailored to your reality
  • Support in case of a claim
  • Brokers available everywhere in Quebec
Frequently asked questions

Frequently asked questions

A question about your operation? Talk to a farm broker: we analyze your business and find the right protection.

Most farm operations can obtain insurance, but the protections offered vary depending on the type of production, the value of the property and the activities of the business.

Yes. Depending on your situation, it is possible to protect only certain equipment or a portion of your assets.

Yes, it is generally possible to insure farm buildings against several risks, depending on the protections chosen.

Absolutely. Small farm operations, hobby farms and family farm businesses also need suitable protection.

Yes. Our brokers support farm producers in every region of Quebec.